Business Services
Yesterday, you were a start-up. Now you’re operating a growth-stage business, generating more income, and confronting new and complex wealth, retirement, tax, legal, and business issues—and those are just the problems you know about.
It’s time to get a plan.
OUR APPROACH
We want to know everything about your business.
Open and consistent communication comes first with us, so you’ll end up talking to every person in our company. Just think of us as part of your team. You talk to us, and we create a plan.
OUR Promise
Get a flexible financial plan that’s built around your business.
Solve complex issues disrupting business, grow your money over time, generate income in retirement, and preserve wealth for future generations—whatever the priority, it will work with your financial plan.
Define a set of achievable goals.
We will work closely with you to identify and define your near- and long-term goals, check for goals that may conflict, and resolve conflicts that arise. Even more importantly, we’ll set metrics for defining success and adjust your plan as necessary.
Fix problems and eliminate uncertainty.
You run your business, and your business is the reason you have wealth that needs management, so the first priority is to fix business, tax, or legal issues that you bring to us and discuss potential issues that you may not be aware of. Bring us your number one problem, and we’ll eliminate it.
Plan for a long, fulfilling life.
It’s time to start building up a diverse set of assets and structure your business so that we can take the wealth you create and turn it into life-long, tax-free income. Retirement planning should extend beyond 110 years of age because living longer means more exposure to market fluctuations and risk.
Secure your legacy.
You’ve built a business, saved money, and sacrificed years of your life for what you have earned and built. But are there things that could jeopardize it that you aren’t thinking about? We will make sure you are protected with a functioning buy/sell agreement, protect your assets from creditors and predators, and help with a succession plan. You keep your wealth, and you decide what happens to it when you are gone.
Grow, retain, and exit efficiently.
Business
Performance
Profitable businesses can be more profitable, and you work with us because we bring an objective perspective supported by the numbers. We will work as a team with your other advisors to make sure nothing is happening in a silo and that everything makes sense from a business, tax and legal perspective. You have competing priorities trying to grow your bottom line and we can help coordinate efforts to get there.
Business Advising
Call us first. We can help figure out what the next step is and coordinate with outside specialists to make sure you have the right team in place, working on the right issues.
Business Sale & Succession
Increase the value of your business before a sale or get a succession plan that’s clear and conflict-free.
Employee Retention
Structure employee benefits for improved retention, talent acquisition, and tax savings.
Balance Business Needs
Should you be putting money back into your business, saving for your kids’ college or funding your own retirement? We can help balance the priorities.
Tax planning with a goal in sight.
Tax Reduction
Strategies
Business clients benefit from our in-house expertise on tax law, policy, and strategy, and our partners, including high-performing Certified Professional Accountants (CPAs) for niche strategies. That’s how you win. Five people working on your tax plan are better than one, and two organizations are better than one.
One Plan for Business and Personal Tax Reduction.
Break down the barrier between business and personal wealth with a systematic review of your assets and a plan to reduce overall tax.
Exit Strategies
Exit with minimal tax liability by starting now with an audit of accounting practices and tax reduction so far.
Tax Advantaged Retirement Savings
Tax planning is at the center of our plan to grow your wealth, minimize risk, and enjoy long-term income past retirement.
Estate and Trusts
Ensure financial protection for family and beneficiaries.
Our goal is to ensure that your assets are protected. Depending on your unique financial and family landscape, a comprehensive set of financial and legal instruments will work together to ensure that your family is secure and wealth is transferred responsibly to the next generation, philanthropic organizations, or both. Tax laws change, unforeseen tensions within family relationships arise, closely held businesses grow, and myriad other changes occur that necessitate periodic review of your estate plan or the creation of an estate plan to provide peace of mind. We have the resources in-house to review your estate plan, communicate with your drafting attorney, and help make the process efficient and painless.
Entity Structure Optimization
Reduce tax liability and accelerate growth now, and we’ll align that performance with your professional, personal, and family goals.
Business Sales and Valuations
Sell your business for what it is worth, and let us set up your business so that it is attractive to buyers.
Estate Planning
Our team will make sure you understand your current estate plan, or be your advocate, working with your attorney if you need to put one in place.
General Counsel
Investment
Management
Baker Wealth customizes investment management to each individual client. We recognize clients vary in risk tolerance, time horizon, liquidity needs, return objectives, and tax postures. Many of our clients have closely held business interests, low-basis stock positions, and qualified retirement account plans. Our team works with each client individually to build a portfolio that takes all of these factors into account. Cookie-cutter, retail solutions are not going to be responsive to your unique array of assets, so we take the time to create bespoke portfolios with each asset class carefully considered. The result is a comprehensive, tax-efficient portfolio designed to meet your financial goals, which can be adjusted at the speed of relevance.
Operating Capital
As a business owner, it is hard to know how much cash to keep on hand. We have non-market correlated options to keep volatility low but returns strong.
Goals-Based, Customized Portfolios
Once we determine time frame for cash needs, we can make sure each bucket is performing like it should.
Risk Mitigation
Our portfolios use disciplined strategies that rely on technology to determine market indicators. Whether it is algorithms or AI models, we use active management to move to cash, or go for growth, depending on the timing.