Individual Services

Fundamentally, we want our clients to feel at peace with what’s going on in their lives, both personally and financially, and trust that we are perpetually managing their wealth with their best interests in mind.

The Goal of financial planning

Secure life-long income and see the rewards of hard work.

Baker Wealth draws on internal and external expertise to serve our clients. If you’ve felt that you received limited options in the past and want to work with a team that delivers without excuses, we’re that team.

Studies have shown that retirees with consistent incomes are happier.

While working, you have a paycheck. We figure out a plan to create income in retirement, and which account it should come from, to position you and your family for prosperity and peace of mind.

One-third of today’s 65-five-year-olds can expect to live past age 90.

There are so many unknows in retirement. We take out the risks we can and plan for the rest.

Up to 85% of Social Security benefits can be taxed.

Be prepared for the future with comprehensive wealth management, charitable planning, and asset allocation for your specific wealth objectives, risk tolerance, and future plans.

Retirement

Financial planning focused on sustainable, tax efficient income.

Traditional retirement accounts like 401k, 403b and IRAs put you in a lower tax bracket today, but that doesn’t mean what you’ve earned is yours. These accounts are a partnership with the IRS, meaning they will tax what you take out, and you don’t know at what rate until you need it. There is a balance of being taxed now vs taxed later and we know how to navigate.

Strategies must be flexible to change in the market and the world. Working knowledge of traditional and emerging strategies is a must when it comes to safe and goal-oriented retirement planning.

“The writing is on the wall when it comes to future taxes. Mandatory expenses like Medicare, Social Security and interest on the debt continue to increase, making it a math problem. There isn’t the option to cut spending, so they will have to increase revenue at some point.”

– Jennifer Baker

Family and Estate

Financial security for your family.

An estate plan provides certainty and control over everything you’ve worked for and accumulated during your lifetime, regardless of asset level. We will review your current plan, map out what it says, and determine if that matches your intent. It’s no one’s favorite topic but we are here to simplify the process and ease your mind.

“After eleven years providing estate planning for high net wealth worth individuals, I’ve seen that the most significant challenge for business owners is selling their business. Of course, we’re going to grow your wealth and optimize spending in the near term, so let’s get a plan and set up an entity structure that’s tax-efficient now and twenty years from now.”

– Justin Baker

College Planning

A clear path to higher education.

There is money available for needs-based and merit-based scholarships and grants. What can you do now to lower the cost that you will pay for college? Planning can be done to put you in a better position. We can review FASFA and other forms you have to fill out, when it is time, to make sure you are reporting the correct information. We can help you intelligently finance college without sacrificing your future lifestyle and retirement security.

“Start early, apply for financial aid, and work with professionals who understand the process—and don’t forget about good grades. Competition is high, so we need a plan.”

– Ashley Conlon

Get A Plan

We work with business owners and individuals across the country.
Let’s schedule a time to talk.